Pre-approval tells you the exact dollar amount that you can borrow. This is powerful knowledge.
It usually only takes 40 minutes to fill out an application and upload the documents. You can do this from your phone.
Here are 4 big reasons to pre-approve as soon as possible.
If you wait, you could miss out
If you’re not pre-approved, some sellers won’t allow you to see their property.
Sellers want to know buyers have the ability to purchase. Also an offer without a pre-approval letter from a lender will not be taken seriously.
You may find a home you really like, but if you are not pre-approved, you might miss your chance. This can be a frustrating experience. We don’t want this to happen to you.
Don’t stress yourself out
By narrowing your search, and increasing your chance of acceptance, pre-approval saves you time and reduces stress.
We work with you to help you pre-approve as soon as possible. This is the best way to find your next home.
Search for a home with confidence
You will feel great once a lender has crunched the numbers and determined what you can afford. Pre-approval gives you the freedom to search with confidence.
Pre-approval says, “It’s Okay. You’ve got this.”
Find problems before they become your problems
Finding problems with your income and credit early in your home buying experience often means they can be corrected before your purchase.
The pre-approval process will find these issues before they get in your way.
Waiting to pre-approve is one of the big mistakes home buyers make. Don’t worry. We are here to help. We work with you to get you pre-approved as soon as possible.
Need to know more about what you can afford? You can search for a home with confidence once you’ve estimated how much money you will need up front to buy a home. Download this simple worksheet to understand your three biggest expenses.
We have created a Buyer Road Map Infographic to help you get a sense of the next steps.
This step-by-step infographic takes you through the process of finding a home, financing, and making an offer.
Start with “Just Looking” and follow the roadmap to the seller accepting your offer.